Open enrollment season is one of the shortest—in most cases, employees have only a few weeks to research their options and make a decision on things like their 401(k) contributions, health and dental insurance, disability coverage, and dependent care benefits. Often, missing this open enrollment deadline can mean forgoing benefits for the next year, absent a change […]

Life insurance can be an excellent tool for charitable giving. Not only does life insurance allow you to make a substantial gift to charity at relatively little cost to you, but you may also benefit from tax rules that apply to gifts of life insurance. Why use life insurance for charitable giving? Life insurance allows […]

Whether you manage a trust for someone else, are the beneficiary of a trust, or are thinking of creating a trust, you probably have some questions about the “best practices” of trust management. A well-managed trust can help preserve wealth for generations, while a poorly-managed trust may provide only a quick path to insolvency. How can […]

With the coronavirus shutting done educational institutions and moving classes online, the face of education across the country has changed. While the focus has been primarily on completing the educational requirements to get K through 12 students through the end of the year, colleges and universities have been particularly hard hit as well. Not only […]

The average homeowner files an insurance claim about once every 10 years.1 These claims can range from siding damage to fire to flooding to dog bites. Because the average homeowner’s premium is just a bit over $1,000 per year, while the average claim payout is less than $9,000, many who aren’t obligated by their lender to carry such […]