Edward Johnson, CFP®, CLU
These days, having a credit card is practically a necessity, even when you are retired. It’s hard to do things like buy airline tickets, rent a car, or place an order online without one. And, while monitoring your credit card use is important anytime, making sure you avoid credit card mistakes that could affect your […]
If you are contributing to a staggering sum of outstanding credit card debt in America, you need to start digging your way out, and the sooner the better. Debt can stand between you and your financial goals, such as buying a home and being able to fund your retirement. Here are some simple steps that […]
Americans, it seems, are spenders. Personal savings rates are low and many people spend beyond their means. If you’re among those Americans who can’t seem to save, it might be time to create a budget. A budget allows you to understand where the money goes and may help you free up cash for important savings […]
Credit was once defined as “Man’s Confidence in Man.” But in fact, the definition of credit today is more like “Man’s Confidence in Himself.” Using credit today means you have confidence in your future ability to pay that debt. Forty years ago, your parents may have paid cash for their homes and their cars, a […]
The largest overhaul to retirement plans since 2006 is complicated The Setting Every Community Up for Retirement Enhancement Act of 2019 – the SECURE Act – passed the House of Representatives earlier this year and was approved by the Senate and signed by President Trump on the days leading up to Christmas. Incorporated into a […]
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Edward N. Johnson, Financial Advisor, joined California Financial Partners, Inc., an independent registered investment advisor, in January 2004. Edward joined the financial services industry in 1991 in Los Angeles, California as a career agent with The Northwestern Mutual Life Insurance Company. Prior to 1992, he worked for six years in the commercial building property management industry. As a CERTIFIED FINANCIAL PLANNER™, professional, Edward broadened his financial planning capabilities to include estate planning, taxes, portfolio management, business continuation and fringe benefits.
Edward graduated with a BA degree in Economics in 1985 from Brigham Young University. Edward is active in his Church and served a two-year mission in Kobe Japan from 1979 to 1981. An Eagle Scout himself Edward is very active with the Boy Scouts of America and recently earned the Woodbadge Scouting Award for adults. Four of his five sons are also Eagle Scouts. He is married to Monica and has five sons, one daughter, and four grandchildren.
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Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and federally registered CFP (with flame design) in the U.S., which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.